Monthly Archives: May 2016

A Fence Installation Could Reduce Insurance Premiums

Although there is a slew of factors that are taken into consideration when underwriters and actuaries determine a property owner’s insurance premium, the installation of a fence can help to lower your monthly payment by decreasing the possibility of vandalism or burglary claims. A fence surrounding your property will provide you and your family with a safeguard that’s similar to a security system. By implementing a protective fencing design, you’ll help to eliminate a number of liabilities that might otherwise manifest into greater complications. Whether you’re wondering whether or not you’d protect yourself by implementing a fence on your current property, or if you should look for a new home with a fence already installed, it’s no mystery that fences are ideal in the eyes of insurance policy experts.

 

Insurance premiums will certainly be more expensive for individuals that have a pool or hot tub on their property. These small bodies of water are incredibly dangerous liabilities if they are not properly enclosed. Not only can small children wander away and fall into a pool or pond without your knowledge, but even adults can injure themselves if they aren’t extra cautious about its presence. Unenclosed trampolines represent serious liabilities, as well, since anybody could roam onto your property and hurt themselves. Without having a physical structure representing the danger of a particular area of your property or demonstrating an obvious measure of entrance prevention, you might be liable for something that you’ve never even imagined happening. Most importantly, fencing companies in Philadelphia and neighboring areas will help you to prevent vandalism and burglaries by deterring individuals away from your property.

 

It’s always important, of course, to consider the neighborhood in which you live in. For example, if you live in a neighborhood that is full of small children and young families, then it’s strongly recommended that you consult a fence company in Montgomery County, PA and surrounding areas. On the other hand, if your home is surrounded by older people and there aren’t too many small children, then a fence installation might not be as necessary, in regards to liabilities. Additionally, homeowners should contemplate all possible liabilities associated with their property and, subsequently, determine the probability of having to file a claim. You should perform a cost-benefit analysis between the cost of installing a fence and paying lower monthly insurance premiums, as a result of your conscientious decision to help to eliminate liabilities. Ultimately, if obvious and threatening liabilities exist, it’s suggested that you install PVC, wooden, chain link or aluminum fencing in Chester County, PA and surrounding areas. Always take protective measures so that you don’t have to deal with unexpected consequences.

How Private Do You Want Your Fence to Be?

When you’re searching for the right fencing materials for your property, it’s imperative that you determine the most appropriate level of privacy for you and your family. While some panel models will private a maximum level of privacy, others will be implemented to optimize a property’s overall appeal or to provide necessary containment. Some fencing materials will—in fact—provide a combination of both privacy and exposure. Below, are three categories that the most popular fencing materials belong to:

 

High Level of Privacy

 

The wooden and PVC Privacy fencing materials, as well as the wooden Solid Board and Shadowbox options, will both administer an accommodational level of privacy for homeowners. If you’re pursuing fencing materials with an optimum level of seclusion—fence contractors in Bucks County, PA have you covered. While the pickets used to construct Privacy and Solid Board panels are aligned directly next to each other, Shadow Box pickets overlap. Homeowners seeking fencing panels that provide a lot of privacy should explore the Privacy, Solid Board and Shadowbox fencing material options.

 

Privacy—But Not Too Much.  

 

The wooden and PVC Lattice Top fencing materials available from fence installers in Bucks County, PA are exceptional options for any homeowner looking to implement a fencing design that provides a significant amount of privacy. Although these panels will help to limit the exposure of your home, the elegant lattice pattern will still allow you to have visibility at the very top. If you’re searching for fencing materials that will provide you and your family with an ideal level of protection, as well as visibility, Lattice Top fencing materials will satisfy your desires.

 

Balance Between Privacy & Visibility  

 

The wooden and PVC Picket Fence materials, as well as the Post & Rail fencing options, will provide you with an appealing and suitable level of containment. With these fencing materials, you’ll increase your peace of mind regarding the safety of your children or pets. Certain areas of your property can also be enclosed with these fencing options, including gardens, pools, ponds and much more. If you’re looking for a unique fencing design that provides more structure to your property without blocking out the world too much—Picket and Post & Rail fencing materials are suitable for your home.

Whether you need a fence with a high level of privacy, some privacy, or to function simply as just an enclosure, fencing experts have solutions for any homeowner. Consider your needs and concerns when addressing the necessary privacy level of your fence. Don’t ever feel fenced-in when choosing materials—take your time and select the most appropriate panels for fencing experts to install.